Buying your first property can be a daunting process, especially as this will be one of the largest financial commitments you will make.
We at Capital Mortgage UK Ltd can help you every step of the way.
With access to thousands of product rates we can get the best deal for you & you can put down as little as 5% deposit.
We will talk you through the whole process, from getting a solicitor in place, submitting an offer for the property, negotiating the purchase price & then to collecting the keys on the completion date.
At the end of your current mortgage deal you will default to your lenders Standard Variable Rate (SVR) if you don't get a new rate in place before the deal ends.
We will go through all the options available to you & discuss what is the best option for you based on your own needs & circumstances.
When it comes to re-mortgaging it is always best to prepare in advance as small changes to mortgage rates can mean a big difference to your monthly payments.
With a re-mortgage we can secure a new mortgage rate for you up to 6 months in advance of your current deal coming to an end.
We will deal with all the paper work involved, communicate with the lender & the solicitors which means you can relax with the knowledge that our expert mortgage advisers are taking care of the application & we will keep you up to date every step of the way.
Buy To Let property can be a great way to get an additional income if you buy the right properties at the right price.
We have access to all the mainstream lenders in the UK & specialist Buy To Let companies.
If you are a first time Buy To Let investor we can help you or if you have a large portfolio of properties we can source the best deals available.
With access to lenders with a minimum deposit of 20% we can help you find the best deals available.
We won't just provide you with mortgage advice when you speak with our adviser, you will be dealing with someone who has build up a substantial property portfolio who knows the ins and outs of building an income stream from property.
We will help you with all aspects of Buy To Let mortgages.
We take the stress out of buying a new home.
Buying a home can be a stressful experience from searching for the house you like to viewing the properties for sale, it can all become very time consuming.
That's why it is always best practice to speak with our mortgage advisers first.
We will go through different products on offer from Fixed Rate products to variable rate & offset options.
We will make sure you can firstly get a mortgage offer in place, which means you can then start looking at the properties in your price range & then getting a offer submitted to the sellers solicitors knowing as soon as your offer is accepted we can get things moving to the next stage for you.